TECH BUYER Feb 2020 - IDC Perspective - Doc # AP45951220

Account Aggregators — Placing Data Ownership and Consent Management at the Center of Open Banking

By: Ganesh VasudevanResearch Director, IDC Financial Insights

Abstract

With the introduction of the Account Aggregator platform through the Data Empowerment and Protection Architecture (DEPA) framework, the Reserve Bank of India is formally standardizing the open banking ecosystem driven by informed customer decision. Banks and financial institutions need to gear up to expand beyond convention and not be deterred by the vulnerabilities that come along in a collaborative open environment.


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