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Michael Araneta

Associate Vice President, IDC Financial Insights

Michael Araneta is Associate Vice-President for IDC Financial Insights. Mr. Araneta leads the research and consulting work for Asia/Pacific Financial Services, covering the broad range of strategic and tactical issues that Asia/Pacific institutions face as they complete their Digital Transformation programs. Mr. Araneta is the go-to analyst for advice on the technology investments that need to be made for product innovation, Big Data, customer analytics, core banking systems, risk management, and customer channel effectiveness. His research agenda has also focused on the rise of fintech opportunities in the Asia/Pacific region.


Michael has more than 15 years of experience in business research, focusing on financial services and business innovation. His consulting work for IDC has allowed him to work closely with leading banks and regulators in the region for their technology and innovation strategies. Mr. Araneta is concurrently head of IDC's business and operations in Thailand. In this role, Araneta is instrumental in strengthening IDC Thailand's and IDC ASEAN's research and sales divisions.


  • Master in International Studies from the National University in Singapore
  • Bachelor in Quantitative Economics from the University of Asia and the Pacific
  • Received training in operational risk management in New York, and various training modules for banking strategy
  • His charter at IDC Financial Insights is to engage with at least 250 CIOs and line of business executives from banks in the Asia/Pacific region
  • Speaking at 50+ events every year and frequently quoted in international press

Follow Michael on Twitter @mcaraneta.

This document discusses the makings of a resurgence of core banking modernization among Asia/Pacific banks. The new era will be marked by banks' preference for a platform-based, componentized, and open API-enabled core banking systems. This...
IDC Financial Insights continues our series of reports on automation in financial services by looking at robotic process automation (RPA), often cited as the essential first step toward automation but could more accurately be described as p...
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