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Sabitha Majukumar

Senior Research Analyst, Worldwide Insurance Strategies

Sabitha Majukumar is Senior Research Analyst for IDC Financial Insights responsible for the worldwide insurance research.  Ms. Majukumar’s core research studies the implications of emerging trends and technologies like Cloud Computing, Big Data and Analytics, Mobility, Internet of Things, Blockchain and Cognitive Computing on Life and P&C insurers across the globe. The research includes particular emphasis on specific dimensions of digital transformation of insurance organizations like omni-experience, information or work source transformation.


Sabitha has experience in research and analysis, as well as, delivery working with insurers, primarily in North America and the United Kingdom, in both the Life and P&C insurance domains. Previously, she was a Business Analyst in the Insurance Division of Lloyds Banking Group for 4 years. Prior to that, she played the roles of Research Analyst, Business Analyst, and Domain Consultant at TCS’ Insurance Practice for 6 years where she had undertaken consulting engagements, supported marketing events, authored industry research papers, coordinated innovation days, and trained junior analysts. Before her positions at TCS' Insurance Practice, Sabitha was an IT and Business Analyst for a North American Banking, Financial Services and Insurance Company for 4 years.


  • Bachelor of Technology from University of Kerala, India
  • General Insurance Certifications (AICPCU/IIA INS1 & INS2)
  • Speaker, panelist and moderator at financial services events/webinars/forums
Blockchain Adoption in Insurance: The Story So Far

May 2018 - IDC Perspective - Doc # EMEA43792218

by: Sabitha Majukumar,  William Fearnley

"Blockchain is a largely unknown territory for insurers. However, based on the initial use cases, there is no doubt about the technology's potential to support the delivery of secure and frictionless sales and service experience. It is ther...
This IDC Perspective identifies five crucial principles that IT executives must understand about the use of cybersecurity insurance to transfer portions of an organization's cybersecurity risk to an insurance carrier. Modern cybersecurity i...
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