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Nov 2018 - IDC Perspective - Doc # US44449518

Money20/20: Financial Services Disruption Is an Evolution, Not a Revolution

By: James WesterResearch Director, Worldwide Blockchain Strategies, Rivka Gewirtz LittleResearch Director, Global Payment Strategies

Table of Contents

Executive Snapshot

Figure: Executive Snapshot: Money20/20 — Financial Services Disruption Is an Evolution

Situation Overview

Identity Management at the Heart of Digital Money Transformation

Data, Analytics, and Biometrics Meet to Transform Onboarding

Biometric Authentication Grows Up (as Does the FIDO Standard)

Bridging Onboarding and Authentication: Rise of the Identity Score

Breaking Credit? Open Banking and Real-Time Payments

New Payments Models Emerge Across Regions

But Cards and Payments Aren't Broken in the United States

Visa and Mastercard Aren't Sitting This Out

Going Forward

Not Quite an Artificial Intelligence Revolution

In AI for Fraud: Total Self-Learning Isn't Nirvana

Where to Expect AI Growth: Lending and Alternative Credit, Customer Experience, and Personalized Marketing

Where AI Should Be, But Isn't

Advice for the Technology Buyer

Learn More

Related Research

Synopsis

Content


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