TECH BUYER May 2023 - IDC Perspective - Doc # US50125623

IDC Perspective: Embedded Payments — Issuing

By:

Aaron Press
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Abstract

This IDC Perspective discusses embedded payments. The term embedded is seemingly everywhere in the financial services industry. IDC believes that embedded finance is an evolutionary step in the process of what will ultimately be an open environment in which the roles of multiple, heterogenous industries will come together to provide value to customers, both consumers and businesses. Embedded issuing will be a key part of that evolution.

"The card issuing business has been undergoing rapid change," says Aaron Press, research director, Worldwide Payment Strategies. "The move toward embedded issuing strategies, enabled by new technologies and ecosystems, is creating new threats and opportunities for banks and nonbanks alike."


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